Our Company:
Golden Capital Group, Inc. is a private money lender located in California and Oregon. We are a direct residential and commercial lender that originates, underwrites and funds first and second mortgages secured against Real Estate. We conduct business in the states of California, Oregon and Washington. Our business strategy is simple. We offer fast friendly service to all our customers while providing great returns with 100% transparency to our investors.
GCG Fund 1, LLC is a private closed-in debt fund which provides capital for transactions which are originated by Golden Capital Group, Inc. Since the funds inception, we’ve had year over year success in originating and funding trust deeds with solid, competitive returns. James Golden is the broker of record for Golden Capital Group, Inc. and the managing member of the fund.
Our Mission:
Loan Origination:
– Fast, Friendly Service
– Creative Loan Programs
– Competitive Rates
– High Closing Ratio
Trust Deed Investments:
– Fast, Friendly Service
– 100% Transparency
– Attractive Yields
– Satisfied Clients
Privacy Notice
Effective Date: 1/1/2012
This privacy notice discloses the privacy practices for (www.goldencapitalgrp.com). This privacy notice applies solely to information collected by this website, except where stated otherwise. It will notify you of the following:
- What information we collect;
- With whom it is shared;
- How it can be corrected;
- How it is secured;
- How policy changes will be communicated; and
- How to address concerns over misuse of personal data.
Information Collection, Use, and Sharing
We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.
We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g., to ship an order.
Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.
Your Access to and Control Over Information
You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number provided on our website:
- See what data we have about you, if any.
- Change/correct any data we have about you.
- Have us delete any data we have about you.
- Express any concern you have about our use of your data.
Security
We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.
Wherever we collect sensitive information, that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for “https” at the beginning of the address of the web page.
While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (e.g, billing or customer service) are granted access to personally identifiable information. The computers/servers on which we store personally identifiable information are kept in a secure environment.
Notification of Changes
Whenever material changes are made to the privacy notice, we will post the notification on this page of our website.
Other Provisions as Required by Law
Numerous other provisions and/or practices may be required as a result of laws, international treaties, or industry practices. It is up to you to determine what additional practices must be followed and/or what additional disclosures are required. Please take special notice of the California Online Privacy Protection Act (CalOPPA), which is frequently amended and now includes a disclosure requirement for “Do Not Track” signals.
If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at 949.500.2196 or via email.
Meet The Team:
James Golden, Principal / Broker of Record: James has over 20 years experience in Real Estate and Mortgage Finance. In the fall of 1998 he co-founded Express Capital Lending with his father and brother. Over the next 10 years Express Capital Lending funded and sold over 7.2 Billion in prime and non-conforming loans (excluding sub-prime). These loans were sourced nationwide through retail and wholesale channels from over 5000 approved brokers. In his role of Senior Vice President/Sales Manager/Broker of Record, James trained and managed a sales staff of over 60 people. In 2007, he co-founded Golden Capital Group again with his brother David. From 2007 – 2011, Golden Capital Group acquired, managed and sold over 50 million in distressed real estate throughout California. Now, Golden Capital Groups primary focus is originating residential and commercial private money loans then reselling those loans on the private secondary market. Other interests include mountain biking, camping, traveling, backpacking and spending time with his wife and 4 children.
Janet Honaker, Operations Manager: Janet brings a wealth of experience and knowledge to Golden Capital Group. She has over 20 years of experience in the mortgage industry. Most recently she was Sr. VP/Operations Manager for Express Capital Lending. She started at ECL during the formation of the company and saw it grow to funding $170 million a month. In this role Janet oversaw virtually all aspects of operations for the company including new loan setup, funding, shipping, adverse action, accounting and human resources. She managed a staff of 50 employees and was a member of Sr. Loan Committee. Before joining ECL, Janet was the operations manager for E.M.B. Mortgage, another start up company. In this position she was directly responsible for managing all areas of both the retail and wholesales divisions from loan processing through funding and shipping. She implemented procedures and guidelines for the corporate office and branches. Prior to EMB, Janet worked for Hamilton Financial where she performed thorough underwriting analysis of borrower’s income, assets and credit profiles in accordance with FNMA, FHLMC, Conduit and Jumbo Investor’s guidelines and prudent lending practices. Additionally, Janet worked for Columbia Savings and Loan Association. At CSL she analyzed and processed various types of loan applications in accordance with underwriting guidelines and regulations. She also worked in major loan collections and dealt directly with delinquent borrowers to bring loans current or to begin foreclosure proceedings.
